Avoid These Life Insurance Missteps

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Brower FinancialShop wisely when you look for coverage.

Provided by Brower Financial Group

Are you about to buy life insurance?

Shop carefully. Make your choice with insight from an insurance professional, as it may help you avoid some of these all-too-common missteps.

Buying the first policy you see.

Anyone interested in life insurance should take the time to compare a few plans – not only their rates but also their coverage terms. Supply each insurer you are considering with a quote containing the exact same information about yourself.1

Buying only on price.

Inexpensive life insurance is not necessarily great life insurance. If your household budget prompts you to shop for a bargain, be careful – you could end up buying less coverage than your household really needs.1

Buying a term policy when a permanent one might be better (and vice versa).

A term policy (which essentially offers life insurance coverage for 5-30 years) may make sense if you just want to address some basic insurance needs. If you see life insurance as a potential estate planning tool or a vehicle for building wealth over time, a permanent life policy might suit those ambitions.1

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