by: Shaun Murphy, Pablo Beach Insurance
Whether you’re new to the Jacksonville area or have owned property there for some time, you’ll appreciate getting home insurance at a reasonable cost. Home insurance is a must to protect your valuable investment. There are ways, however, to save on homeowner’s insurance without compromising your coverage. How can you get the best home insurance rates in Jacksonville FL?
Tailor your coverage to meet your specific needs. This includes coverage for your dwelling, personal property, other structures on the grounds and liability coverage. Make sure you have sufficient coverage to replace your home and personal goods in the event of total loss. Your liability coverage should protect you against the risk of lawsuits if someone were to have an accident on your property. Personalizing your policy ensures you’re getting adequate home insurance protection without wasting money on coverage you don’t need or want.
Purchase your home and auto (boat, motorcycle, etc.) insurance with the same company. Insurers often offer discounts to consumers who bundle their policies. This lets you benefit from quality coverage at reduced costs.
Choose a Higher Deductible
If you have the financial resources, consider raising your deductible to lower your insurance costs. The higher your deductible, the less you pay on your insurance premium. Before going this route, make sure this option is worth the cost. Your agent can help you determine if the savings on your policy is worth paying more out of pocket in the event of a claim.
For more on purchasing insurance, view the video below
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I am a 25 plus year Insurance Executive. I worked for one captive carrier offering only one company’s products for 15 years. “I felt handcuffed” In 2005 my wife and I founded Pablo Beach Insurance Group. This was and still is the best option for our family and clients. We have over 100 carriers to meet just about every client’s needs. We are family owned and operated and now celebrating 12 years in the Independent Insurance Market with locations across the state of Florida to serve all of your Insurance needs. “We are Family Owned with a Casual Approach that offer Professional Results”